We are a Financial Technology company leveraging technology to dramatically reduce the cost of delivering financial services in emerging markets. We provide a highly scalable Fintech Microservice Ecosystem
01Afflix Platform offers an MPLAAS platform that enables balance sheet lenders sell originated loans
02Access to a portfolio/market of potential borrowers and savers with reduced risk return characteristics
03Option to onboard the Afflix user portfolio as customers and savers on Banks
04Simplified IT integration to the Afflix
05Real time portfolio borrower pooling & credit
06Advanced credit risk analysis with Afflix Machine Learning algorithms
07Automated transaction processing & intelligent
08Continuous due diligence, independent scoring and assessment
01Members access easy, quick and affordable loan products offered on the Kwigira Platform
02Improved customer customer experience for members of the cooperative with new services on the Kwigira
03Real time portfolio borrower pooling & credit scoring
04Advanced credit risk analysis with Afflix Machine
05Automated transaction processing & intelligent
06Continuous due diligence, independent scoring and
01Access to a large portfolio on informal savings groups
02New channel for deposits from the over 100,000 savings groups in Rwanda
03Access to Afflixâs network of Agents as a last mile connectionto users in the provinces
04Exposure to Afflix portfolio of formalized trading and savings groups such as coffee farmers
05Banks can onboard users of the savings groups as bank customers
06Access to the Afflix Agency Banking Network assets for last mile disbursement and collection of cash to and from the Bank Ecosystem respectively
01Easy to use digital platform for savings
02Fraud free platform to ensure safety of users savings
03Extended borrowing beyond available funds in the savings pool
04Seamless liquidation process on maturity of the savings round.
05Automated calculation of interests, sharing of shares and disbursements to mobile wallets or cash out at Afflix/Bank Agents
Our payment platform allows you to do payment processing through our Bill Payment platform. Our platform allows your to power payments between customers and merchants, merchants and their suppliers through account to account transfers within the bank. Other payment channels are also available.
Weâre joining up the dots of the payments value chain. Adding Merchant Acquiring to our list of services means youâll be able to accept card payments from Visa, MTN and Tigo/Airtel easily, via any channel that best suits your customers.
To make sure you can focus on whatâs really important to your business, weâll use only the best of breed technology to collect, manage, process and settle payments â plus you can use our payment gateway for a single integrated offering, if thatâs what suits you best.
Afflix builds the most powerful and flexible tools for cashless commerce. Whether youâre a financial institution, service provider, an on-demand marketplace, an e-commerce store, or a brick and platform, Afflixâs meticulously-designed APIs and unmatched functionality help you create the best possible product for your users.
We believe that payments should be open, connected and always done in real time. Using our APIs, our clients will be able to benefit from quick integration into the Rwanda Payments ecosystem, making payments fast and convenient for everyone.
We have tools that help collect and analyse user information from your bank's data and other different sources such as government, network operators, Credit Bureaus and perform analysis on this data
Our Machine Learning driven Credit scoring engines collects aggregates, analyses data and builds a credit scored based on data collected on customers. Our predictive data models can also depending on the depth of data given predict credit performance of users
We fully understand your business and help you to predict the its future when it comes to alternative financing, fintech and mobile solutions, branchless network, empower the retail market with our pay bill system and more.
We use a combination of big data and analytics to dig and help predict customer behaviors, spending patterns and what you can do to help meet your customer's expectations
We advise on technology, what trends & best practices to monitor and follow when developing your technology and associated costs from vendors.